SOMERSET WEST FINANCIAL ADVISOR

OTHER COMPANIES REPRESENTED

Elevate Life
Companies through which more than 30% of income is derived:
Momentum & Discovery

My career in financial services began in August 1986 when I joined Liberty Life (North City Group) and after 4 years progressed to my own advisory practice in November 1990 (Ivan Moskoff & Associates CC, which became Ivan Moskoff Financials (Pty) Ltd in 1999)

In 2006 I transformed my brokerage to a 'Limited Client Practice' (LCP), by offering my services to a limited number of selected clients, particularly specialist medical professionals and company CEOs and managing directors. Such high income / high net-worth individuals require a bespoke and personal approach to advice, planning and administration of their assurance,  investment, and retirement portfolios.

Financial products can involve complex and intricate structures which require a sound understanding of their component parts to optimise benefits for my clients. This applies to both risk policies and investments, and it requires an understanding of these products' corporate management, benefits, policy definitions and wording, claims processes, financial incentives, asset allocations & fund composition, asset & fund management mandates, markets and risk profiles, administrative efficiencies, and more.

Translating financial concepts into useful and understandable information is vital to the advisory process, and in this way I believe I can help to build robust portfolios, by taking into account my client's objectives, priorities and needs.

In 2014, in order to meet succession planning and compliance objectives & requirements like RDR, FAIS, TCF, FSCA etc., I joined Consult by Momentum (Pty) Ltd (a division of MMI Group) as franchise principal of Consult Helderberg in Somerset West. Momentum Consult is a full-service Financial Services Provider (FSP) brokerage, with the exception of Discovery's products. 

In this way my clients now benefit from a wide range of service providers and products, while I continue to provide Discovery's products and services via my own independent advisory practice, Ivan Moskoff Financials (Pty) Ltd, FSB licence (FSP 7903).

My services are currently restricted to only serving existing clients and their families, with any new client introductions only being accepted on a selected and time-based advisory / consulting fee arrangement (refer to Other Service for fee structure).